Yes. There's a couple more letter swaps (Q<->A,
Y->Z->W->Y, M in a different
place, so they'd have to type '?'), and the numbers are shifted in the French
layout and not in the US one. Still, it's possible to remember the
differences.
PS: Oh, and what about something having Anaconda enforce something like:
"Due to keyboard layout differences, non-alphanumeric characters and the
letters A, M, Q, W, Y and Z are not allowed in HD passwords."
Wouldn't that solve most of these issues?
Kevin Kofler