Well I was in the middle of writing a response but since Panu's is almost exactly what I was going to say anyway. (even down to the wording, creepy)
Some apps hardcoding folder names doesn't make it a good idea that should
be copied everywhere.
I don't see anything harmful in prepopulating new users home directories
with some clues how you might want to organize your data, it might be
helpful to a computer-illiterate. Just as long as you don't *force* those
directories to be used (in other words, things don't break if you remove
them and use what you want to use)
And no, I don't use F-Spot. I'm not going to change my >10 year old
home directory structure just because some new application thinks it knows
better than me.